Market discipline
Comparable quotations, disclosed terms, and price-reasonableness review.
For banks and MFIs
Verified assets, transparent market evidence, controlled quotations, and traceable delivery for institution-led Murabaha.
Why structured facilitation matters
The asset, supplier, price, ownership sequence, delivery, and transfer must be real and evidenced.
Comparable quotations, disclosed terms, and price-reasonableness review.
A clear purchase, ownership, delivery, and transfer trail.
Supplier, quotation, approval, inspection, acceptance, and handover records.
Our role
WatanPlus defines and sources the asset, verifies suppliers, controls quotations, coordinates delivery, and organizes the evidence.
The bank or MFI retains customer due diligence, credit assessment, Sharia governance, approval, contracting, ownership, pricing, and financing decisions.
Facilitation process
Select a stage to see how the procurement evidence is prepared.
Record use, specification, quantity, location, efficiency, suitability, operating requirements, and timeline.
Review identity, ownership, capacity, availability, integrity, support, and the documents required by the institution.
Collect comparable offers, disclose terms, test price reasonableness, and record important deviations.
Bring together the asset, supplier, quotations, approvals, purchase trail, ownership, support, and delivery terms.
Coordinate inspection, logistics, receipt, acceptance, exceptions, and institution-required evidence.
Document transfer, exceptions, supplier performance, final records, and the closeout required by the institution.
Clear boundaries
Each participant can see who decided, purchased, owned, delivered, accepted, and transferred the asset.
Murabaha requirement
Share the asset, applicant context, timeline, and institution requirements for an initial procurement review.